I received an invitation in my email addressed to "Dear Fellow Sportsman" to apply now for a Bass Pro Shops Outdoor Rewards Visa credit card, and I'll get a free $50 gift card after my first purchase.

These things always tempt me, but I'm not really a fellow sportsman, or sportswoman, for that matter. I signed up for their rewards card a few years ago when I bought a gift card for a friend and DH bought a rifle scope. I used some of the rewards for another gift purchase once. But, still, I find it hard to turn down these offers. Why?

So, I'm trying to talk myself out of it. I don't really need a Bass Pro credit card. I didn't read the fine print to see how much the purchase with the card has to be in order to get the $50 gift card. But what if there is no minimum? I could go get a gift card for a birthday that's coming up next month, charge it, and then get my $50 gift card. NOw it's making sense. What to do, what to do....advice?

P.S. If you've never been to their headquarters and are ever in that area, it's a fun place to go. Huge aquarium inside, taxidermy galore, snake and spider exhibit, etc. Even if you don't spend any money, it's a neat place to go.