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Sidebar updates

December 6th, 2009 at 08:24 pm

I've updated several things on the sidebar today. I was tired of seeing old numbers (from May in some cases!), even if they looked better than they do now.

Credit cards are way up. Weight is back up. Ugh!

Rebates are up a little though too, so that IS a bright spot.

My coupon savings isn't as good as I thought it would be. About a month ago, I decided I was REALLY going to buckle down and try spending $40 or less on groceries, and that's it! Hah! I knew it would be hard, but it turned out to be nearly impossible. There were stockpile-worthy sales too good to pass up, and many times I find that we run out of several higher dollar items each week. That's something I wasn't considering. I was just thinking of the 2 gallons of milk, 5 loaves of bread, 1 box cereal, 1 lb. cheese, etc items that added up to almost $40 each week -- not the $8 coffee, $5 bacon, $5 tp, $7 meat that popped up in week 1. The $40 quickly turned to $60, and it's stayed closer to that each week. I think I did better when I didn't try to set a strict limit!

Or, maybe my strict limit was too low. I thought that we were averaging $45/week on groceries, and $60/week on dog food. When I look back over the records, it's more like $60/week on groceries and $50/week on dog food. Maybe I'll try again with a $50 limit and see how that works.

I just noticed today that our BOA savings account incurred a $5 monthly maintenance fee for the first time. I wasn't sure why until I went and read the rules again. The balance has to stay above $300 each month, or there has to be an automatic transfer set up. I'd forgotten totally about the minimum, and transferred some money out last month, dropping it way down. Dumb! I set up an automated transfer in from our checking a/c each month, so hopefully that fee will never be seen again.

1 Responses to “Sidebar updates”

  1. frugaltexan75 Says:

    How many/what kind of dogs do you have? (forgive me if the info is in your about me - firefox has started blocking that info on all the blogs here.)

    I hear you on trying to keep grocery spending to a minimum. Sometimes I think that I've bought enough to last for a few weeks, and will only need bananas. Then during the week will run out of one thing or another ... and the shopping list grows. Or, you find one item that you know you'll use on a great sale (like the .75 frozen veggies!) and want to stock up on those. I think you still end up saving money in the long run ... it just doesn't always seem like it. Smile

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