We have "preliminary approval" on our refinancing. One step closer, but it's turning out to be a long drawn-out process. The reason is that it's an agricultural finance, and going to be sold to Farmer Mac. I'd never heard of them, but found all the information online, and then checked the company we are going thru out online.

It will give us a little breathing room in our finances, at least.

I haven't started shopping for gifts. We thought we weren't going to do much, but then I realized that other people are still going to get something, so we'll be prepared to reciprocate. I might do "goodie baskets" with baked goods and fruit and other tasty treats. Those are great for people you don't know what to get. Everyone likes food!

I found a dime on the floor at McD's today. Shouldn't have been in there in the first place, but I might as well find money when I'm in there!