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Late by 2 hours

November 17th, 2008 at 10:50 pm

I was outside doing some chores Friday night when all of a sudden it hit me that I had 2 credit cards due soon....very soon. I rushed inside and checked. Sure enough, Amex was due on the 15th, but the AT&T card was due that day - BY 5PM! Ugh! Late by 2 hours, which of course shows as if I just waited until today to pay it because anything with an after 5:00 timestamp goes on the next business day.

I am so mad at myself!! I know it's due around the 15th of the month, but for some reason I didn't realize how fast the 15th was approaching. I can schedule it online ahead of time, but for some bizarre stupid reason I never think to do that. I hope that if a late fee does show up, they will be kind enough to reverse it for me.

I can't bring myself to tell DH about it either. I think he'd "lecture" about how stupid it is to (a) wait until the last minute, and (b) pay anything online anyhow. At least I agree with (a). So, keep your fingers crossed for me that I can get them to waive any late fees, and that they don't raise the interest rate because of it. I know they just wait for a reason to do that sometimes.

2 Responses to “Late by 2 hours”

  1. Ms. Pearl Says:

    Don't feel bad. I had a minimum payment of $9 due on my credit card and I paid online the day it was due but of course it doesn't post until midnight so wham...a $39 late fee! SO MAD

  2. Koppur Says:

    Ugh...if you call them and explain what happened they might reverse the late fee...esp if you usuallt pay on time...good luck!

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